Senior Credit Risk Review Lead

Sunflower Bank, N.A.; Dallas (TX); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

401(k) match

Health insurance

Dental insurance

Vision insurance

Life insurance

Tuition reimbursement

Fitness reimbursement

Paid time off

Volunteer leave

Paid holidays

Job summary

Sunflower Bank, N.A. seeks a Credit Risk Review Manager in Dallas, TX to direct a team of analysts ensuring loans comply with lending policies and risk guidelines.

The role provides input to strategic decisions and collaborates with Credit Officers, Relationship Managers, and Risk Management to strengthen credit processes. 5+ years in financial institutions and 3+ years of supervisory experience preferred.

Qualifications

• Bachelor’s Degree in Finance, Accounting, or Economics or equivalent.
• Five+ years of experience working in financial institutions or regulatory supervisory institutions.
• Three+ years of experience managing staff.
• Working knowledge as a commercial credit expert in CRE and General C&I, with SBA lending and related products.
• Sound understanding of credit processes including loan origination, underwriting, portfolio management, ALLL, loan review and remediation.
• Knowledge of federal and state banking laws related to credit risk and risk rating methodologies.

Responsibilities

• Manage independent review of loans and commitments including analysis of borrower statements, collateral valuations, and repayment capacity for risk grading and policy conformity.
• Review reports on quality and trends in the loan portfolio.
• Provide credit risk management and regulatory input.
• Conduct workout credit discussions and address Credit Policy issues with management.
• Review major and complex loans and report exposures to management.
• Maintain ongoing credit risk oversight of existing major adversely graded credits.
• Conduct Loan Quality Reviews to ensure consistency and reporting.

Education

Bachelor’s Degree in Finance, Accounting, or Economics

Job description

Sunflower Bank, N.A. seeks a Credit Risk Review Manager in Dallas, TX to direct a team of analysts ensuring loans comply with lending policies and risk guidelines.

The role provides input to strategic decisions and collaborates with Credit Officers, Relationship Managers, and Risk Management to strengthen credit processes. 5+ years in financial institutions and 3+ years of supervisory experience preferred.