Senior Credit Risk Governance & Policy Oversight Analyst

Elevate; Fort Worth (TX); On-site; USD 110,000 - 160,000; Full time

Job summary

Elevate is seeking a Senior Credit Risk Governance Analyst to strengthen the organization’s governance framework. The role includes independent oversight of credit decisioning, policy management, and testing, plus governance reporting and issue remediation.

You will work with Risk, Compliance, Legal, Analytics, and Operations to ensure controls align with risk appetite and regulatory expectations. Ideal candidates will have 5+ years in credit risk or related fields, strong analytical skills, and

Qualifications

• Bachelor’s degree in business, finance, economics, risk management, data analytics required; Master’s degree or relevant certification preferred.
• 5+ years in financial services, credit risk, enterprise risk management, or related risk oversight roles.
• Experience with credit policy management, policy testing, and second-line governance is preferred.

Responsibilities

• Provide second-line oversight of end-to-end credit decisioning and ensure alignment with policy and risk appetite.
• Conduct policy testing, control reviews, and remediation planning for emerging risks.
• Maintain policy framework, approval workflows, and documentation.
• Challenge credit risk models, scorecards, and governance documentation in coordination with Model Risk Management.
• Support risk oversight by reviewing model performance, validation findings, and monitoring thresholds.
• Prepare governance reports, dashboards, and executive-level updates on risk themes.

Skills

Credit risk management

Credit decisioning

Policy governance

Regulatory knowledge

Risk appetite

Controls

Microsoft Office

Education

Bachelor’s degree in business, finance, economics, risk management, data analytics

Tools

Microsoft Office

Job description

Elevate is seeking a Senior Credit Risk Governance Analyst to strengthen the organization’s governance framework. The role includes independent oversight of credit decisioning, policy management, and testing, plus governance reporting and issue remediation.

You will work with Risk, Compliance, Legal, Analytics, and Operations to ensure controls align with risk appetite and regulatory expectations. Ideal candidates will have 5+ years in credit risk or related fields, strong analytical skills, and