Strategic Credit Risk Governance Lead

850 Elevate Credit Service, LLC; Addison (TX); On-site; USD 110,000 - 150,000; Full time

Job summary

Elevate Credit Service, LLC is seeking a Sr. Credit Risk Governance Analyst to strengthen the organization’s credit risk governance framework.

You will provide second-line oversight of credit decisioning, policy management, testing, and model risk governance, collaborating with risk, compliance, legal, analytics, and operations to ensure alignment with risk appetite and regulatory expectations. The role develops governance reporting, identifies control gaps, supports remediation, and matures the

Qualifications

• Bachelor's degree in business, finance, economics, risk management, data analytics, or a related field.
• 5+ years of experience in financial services, credit risk, enterprise risk management, model risk management, compliance, audit, governance, analytics, or related risk oversight.
• Experience with credit policy management, credit decisioning, credit risk controls, model governance, policy testing, process management, issue management, or second-line oversight.

Responsibilities

• Provide second-line oversight of the end-to-end credit decisioning process to assess alignment with approved policy and governance standards.
• Execute credit policy testing and control reviews to validate policy application and identify remediation actions.
• Maintain and support the credit policy framework including workflows, approval processes, and documentation.
• Provide independent challenge to credit risk models, strategies, scorecards, and model governance documentation.
• Support model risk oversight by reviewing performance results, validation findings, and monitoring thresholds.
• Perform retrospective credit risk reviews to evaluate decision quality, policy adherence, and root causes of issues.
• Develop and maintain credit risk SOPs, process maps, and governance documentation for audit readiness.
• Prepare governance reporting, dashboards, and executive-level updates communicating risk themes and remediation progress.
• Escalate material governance concerns to appropriate forums and leadership stakeholders.

Skills

Credit risk management

Policy governance

Model risk management

Data analysis

Regulatory expectations

Education

Bachelor's degree in business, finance, economics, risk management, data analytics, or related field

Job description

Elevate Credit Service, LLC is seeking a Sr. Credit Risk Governance Analyst to strengthen the organization’s credit risk governance framework.

You will provide second-line oversight of credit decisioning, policy management, testing, and model risk governance, collaborating with risk, compliance, legal, analytics, and operations to ensure alignment with risk appetite and regulatory expectations. The role develops governance reporting, identifies control gaps, supports remediation, and matures the