Credit Governance & Risk Analytics Lead

SustainableHR; Bismarck (ND); On-site; USD 80,000 - 95,000; Full time

Job summary

SustainableHR is seeking an experienced Credit Administration Officer to support credit administration and risk management in a growing financial institution. This role focuses on maintaining strong credit quality, consistent lending practices, and regulatory readiness, while collaborating with commercial and business banking teams, credit administration, special assets, and leadership.

The successful candidate will bring strong credit expertise, analytical ability, and organizational skills,

Qualifications

• Bachelor's degree in Finance, Accounting, Agricultural Economics, Business Administration or related field.
• 5–10 years of experience in commercial banking, credit administration, commercial lending, loan review, underwriting, portfolio management, or related discipline.
• Strong working knowledge of commercial lending and credit administration.
• Experience with agricultural, consumer, and/or construction lending is highly desirable.
• Experience with regulatory examinations, risk-rating systems, loan review, and credit governance preferred.

Responsibilities

• Support credit administration processes across commercial, agricultural, construction, consumer, and specialty lending portfolios.
• Help ensure consistent application of credit policies, underwriting standards, and credit administration procedures.
• Monitor credit policy exceptions and track outstanding corrective actions through resolution.
• Support risk-rating governance through monitoring, reporting, documentation, and follow-up.
• Coordinate watchlist reporting, portfolio reviews, and associated action items.
• Partner with Special Assets and other stakeholders regarding reporting and documentation for problem credits.
• Assist with preparation for regulatory examinations, loan reviews, audits, and independent credit reviews.

Skills

Credit analysis

Cash-flow analysis

Portfolio management

Financial statement interpretation

Regulatory knowledge

Communication skills

Education

Bachelor's degree in Finance, Accounting, Agricultural Economics, Business Administration

Tools

Banking software

Credit administration tools

Excel

Job description

SustainableHR is seeking an experienced Credit Administration Officer to support credit administration and risk management in a growing financial institution. This role focuses on maintaining strong credit quality, consistent lending practices, and regulatory readiness, while collaborating with commercial and business banking teams, credit administration, special assets, and leadership.

The successful candidate will bring strong credit expertise, analytical ability, and organizational skills,