Senior Credit Risk Analyst - Remote & Growth

Recargapay; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Salary competitive with market

Remote work - wherever you are, you're

Home office allowance through Recarga?

Health and dental plans with no co-pay

Life insurance

Flexible meal allowance

TotalPass membership

Job summary

RecargaPay is seeking a Senior Credit Risk Analyst to assess credit risk and guide lending decisions through rigorous data analysis of policies and portfolio performance. You will work autonomously to refine credit strategies and balance growth with sound risk management.

You will mentor junior analysts, develop analyses and reports on risk metrics, and partner with modeling, operations, and business teams to drive informed decisions.

Qualifications

• Bachelor’s degree in Economics, Statistics, Engineering, or related field.
• Solid experience in credit risk analysis.
• Strong analytical skills with SQL and spreadsheets.
• Knowledge of credit products, metrics, and regulation.

Responsibilities

• Analyze credit risk and support origination decisions.
• Monitor portfolio performance and recommend policy changes.
• Develop analyses and reporting on risk metrics.
• Partner with modeling, operations, and business teams.
• Mentor junior analysts and improve credit analytics.

Skills

Credit risk analysis

SQL proficiency

Analytical thinking

Cross-functional collaboration

Education

Bachelor’s degree in Economics, Statistics, Engineering, or related field

Tools

SQL

Excel

Job description

RecargaPay is seeking a Senior Credit Risk Analyst to assess credit risk and guide lending decisions through rigorous data analysis of policies and portfolio performance. You will work autonomously to refine credit strategies and balance growth with sound risk management.

You will mentor junior analysts, develop analyses and reports on risk metrics, and partner with modeling, operations, and business teams to drive informed decisions.