Credit Portfolio Analyst - Remote, Growth, Bonus

Renmoney; United States; Remote; USD 19,000 - 30,000; Full time

Benefits offered by this job

Remote work from anywhere in the world

Competitive salary

Professional development plan

Job summary

Renmoney is seeking a Portfolio Analyst to scale and optimize the credit portfolio. You will work hands-on with portfolio metrics, risk strategies, and pricing, collaborating with Product and Data Science to turn data into clear decisions.

You will analyze key metrics, develop segmentation, monitor risk, and support model calibration and forecasting initiatives in a globally remote role.

Qualifications

• 3+ years of experience in analytics or portfolio analytics.
• Higher education in a technical or economics field.
• Strong understanding of credit risks and metrics (PD, NPL, FPD, SPD, Roll Rate, CoR).
• Knowledge of probability theory and mathematical statistics.
• Proficiency with Excel, SQL and Python for data analysis.

Responsibilities

• Credit Portfolio Management: monitor metrics, participate in pricing, segment customers by risk.
• Risk Management: monitor risk concentration, adjust credit policy, improve loan origination processes.
• Collaboration with Data Science: define scoring model requirements and analyze model performance.
• Support cash flow forecasting models and contribute to portfolio optimization.

Skills

Portfolio analytics

Credit risk concepts

Probability theory

Statistical methods

Data interpretation

Education

Bachelor’s degree in technical or economics field

Tools

Excel

SQL

Python (NumPy, pandas, scikit-learn)

Job description

Renmoney is seeking a Portfolio Analyst to scale and optimize the credit portfolio. You will work hands-on with portfolio metrics, risk strategies, and pricing, collaborating with Product and Data Science to turn data into clear decisions.

You will analyze key metrics, develop segmentation, monitor risk, and support model calibration and forecasting initiatives in a globally remote role.