Senior Credit & Portfolio Relationship Manager

Banc of California, Inc.; San Luis Obispo (CA); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

401k with company match

Health, dental, vision insurance

Paid time off and holidays

Tuition reimbursement and mentoring

Career development resources

Job summary

Banc of California, Inc. seeks a Credit Analyst to provide financial, credit and trend analysis for mid-market lending. You will monitor covenant compliance, assess risk and support loan structuring decisions.

Independent from sales, you will help determine creditworthiness and prepare the documentation for credit administration. The role emphasizes building detailed financial models, evaluating EBITDA, leverage and collateral, and coordinating with Relationship Managers.

Qualifications

• Bachelor's degree in accounting, finance, economics or related field.
• Proficient in Financial Accounting and lending analysis.

Responsibilities

• Independently evaluates and structures lower complexity credit requests.
• Performs independent credit analysis and risk assessment.
• Prepare comprehensive credit packages and presentations for review by credit committees.
• Prepare detailed financial models to forecast cash flows and stress-test debt service.

Skills

Credit analysis

Financial modeling

Excel proficiency

Regulatory compliance

Risk assessment

Education

Bachelor's degree in accounting/finance/economics

Tools

Excel

Word

PowerPoint

Job description

Banc of California, Inc. seeks a Credit Analyst to provide financial, credit and trend analysis for mid-market lending. You will monitor covenant compliance, assess risk and support loan structuring decisions.

Independent from sales, you will help determine creditworthiness and prepare the documentation for credit administration. The role emphasizes building detailed financial models, evaluating EBITDA, leverage and collateral, and coordinating with Relationship Managers.