Senior Asset-Based Underwriter & Credit Strategist

Pacific Western Bank; Phoenix (AZ); On-site; USD 84,000 - 141,000; Full time

Benefits offered by this job

401k with match

Health insurance

Parental leave & family support

Job summary

Banc of California is seeking a credit professional to provide financial, credit, and trend analysis for asset-based lending and other banking products. You will assess risk, structure loans, and ensure covenant compliance while collaborating with Relationship Managers and loan coordinators.

The role requires sophisticated credit judgment, advanced math, and strong communication skills. On-site position with a competitive benefits package and opportunities for career growth.

Qualifications

• Underwriting experience in asset-based lending.
• Proficiency in credit analysis and risk assessment.
• Strong knowledge of banking regulations and loan documentation.
• Excellent analytical and mathematical abilities.
• Advanced Excel and data modeling skills.

Responsibilities

• Evaluate and structure complex credit requests including asset-based lending.
• Perform independent credit analysis and risk assessment.
• Prepare CAMs and coordinate with RM for loan structuring.
• Monitor covenant compliance and due diligence.
• Provide guidance to junior underwriters.
• Maintain regulatory compliance and audit readiness.

Skills

Underwriting experience

Financial analysis

Regulatory compliance

Advanced math

Microsoft Excel

Communication skills

Time management

Presentation skills

Independent work

Financial modeling

Education

High School diploma or equivalent

Tools

Microsoft Excel

Job description

Banc of California is seeking a credit professional to provide financial, credit, and trend analysis for asset-based lending and other banking products. You will assess risk, structure loans, and ensure covenant compliance while collaborating with Relationship Managers and loan coordinators.

The role requires sophisticated credit judgment, advanced math, and strong communication skills. On-site position with a competitive benefits package and opportunities for career growth.