Senior Credit Manager: Lead Risk & Growth Team

Placements24; Willows (CA); Presencial; USD 72.000 - 102.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Bonuses

Medical + retirement

Training opportunities

Autonomy

Stability

Career growth

Descripción de la vacante

Placements24, on behalf of a dynamic financial services provider, seeks a Senior Credit Manager to oversee credit operations in Welkom, South Africa. The role requires leading a team of analysts, assessing creditworthiness, and ensuring adherence to lending policies while delivering profitable growth.

You will develop credit policies, monitor portfolio risk, report on metrics, and collaborate with relationship managers to structure client facilities, all within regulatory guidelines.

Formación

• Bachelor's degree in Finance, Accounting, Economics, or related business.
• 7+ years of experience in credit analysis and management.
• Experience assessing credit risk for diverse businesses.
• Strong financial statement and cash flow analysis skills.
• Knowledge of lending regulations and risk management.

Responsabilidades

• Oversee end-to-end credit assessment process for corporate and commercial.
• Analyze financial statements, credit reports, and market data to evaluate credit.
• Approve or decline credit applications within designated authority levels.
• Monitor the performance of the existing credit portfolio, identifying potential risks.
• Develop and implement effective credit policies and procedures to ensure best practices.
• Lead, mentor, and develop a team of credit analysts and officers.
• Prepare regular reports on portfolio quality, risk metrics, and credit developments.
• Ensure compliance with all relevant banking regulations, industry standards.
• Collaborate with relationship managers to understand client needs and structure deals.
• Contribute to strategic initiatives aimed at optimizing credit risk and portfolio performance.

Conocimientos

Credit analysis

Credit management

Financial statement analysis

Risk assessment

Leadership

Regulatory knowledge

Negotiation

Decision making

Interpersonal skills

Educación

Bachelor's degree in Finance, Accounting, Economics

Herramientas

Credit management software

MS Office

Descripción del empleo

Placements24, on behalf of a dynamic financial services provider, seeks a Senior Credit Manager to oversee credit operations in Welkom, South Africa. The role requires leading a team of analysts, assessing creditworthiness, and ensuring adherence to lending policies while delivering profitable growth.

You will develop credit policies, monitor portfolio risk, report on metrics, and collaborate with relationship managers to structure client facilities, all within regulatory guidelines.