Senior Credit Risk Manager – On-site in Welkom

Placements24; Willows (CA); Vor Ort; USD 55.000 - 85.000; Vollzeit

Benefits dieser Stelle

Competitive salary package

Performance-based bonuses

Medical and dental coverage

Retirement savings plan

Generous leave allowances

Professional development

Zusammenfassung

Placements24 is recruiting a Credit Risk Manager for a well-established financial institution in Welkom, Free State. The role focuses on developing, implementing, and monitoring credit risk policies and procedures across the lending portfolio.

The successful candidate will assess credit applications, analyze borrowers, and lead credit risk initiatives to safeguard financial stability. On-site, full-time position with opportunities for advancement.

Qualifikationen

• Bachelor’s degree in finance or related field; master’s is a plus.
• 6+ years of credit risk management experience in banking.
• Strong knowledge of Basel and regulatory frameworks.
• Proven credit analysis and portfolio management skills.
• Strong quantitative and analytical abilities; proficient in statistical tools.
• Excellent leadership and communication skills; on-site Welkom.

Aufgaben

• Develop and implement credit risk strategies and policies.
• Assess and approve/decline credit applications based on risk parameters.
• Monitor credit quality of the loan portfolio and manage risks.
• Conduct stress testing and scenario analysis.
• Ensure compliance with banking regulations and internal policies.
• Develop and maintain credit scoring models and risk ratings.
• Prepare reports for senior management and regulators.
• Collaborate with lending teams on risk matters.
• Investigate and resolve credit-related issues.
• Stay updated on industry trends in credit risk management.

Kenntnisse

Credit risk management

Credit analysis

Regulatory knowledge Basel

Leadership

Financial statement analysis

Ausbildung

Bachelor's degree in Finance/Economics/Statistics/Mathematics

Master's degree (preferred)

Tools

Statistical software (e.g., SAS, R)

MS Excel

Jobbeschreibung

Placements24 is recruiting a Credit Risk Manager for a well-established financial institution in Welkom, Free State. The role focuses on developing, implementing, and monitoring credit risk policies and procedures across the lending portfolio.

The successful candidate will assess credit applications, analyze borrowers, and lead credit risk initiatives to safeguard financial stability. On-site, full-time position with opportunities for advancement.