Senior Credit Governance Analyst

axos; San Diego (CA); On-site; USD 70,000 - 85,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life

Paid Sick Leave, 3 weeks' Vacation, 11

HSA or FSA account and other voluntary

401(k) Retirement Saving Plan with EMP

Employee Mortgage Loan Program and Axo

Job summary

Axos is seeking a Senior Analyst, Commercial Credit and Risk to lead governance for credit and lending programs. The role acts as Secretary for MCC, supports DCC and HCDCC, and manages committee materials with governance readiness and documentation quality.

The role partners across Risk, Compliance, Legal, Audit, and Credit Administration, performing portfolio analytics and driving AI-enabled improvements in governance and reporting for strategic oversight.

Qualifications

• Bachelor-level degree in finance, accounting, business, economics or risk-related field.
• 3+ years in commercial lending, credit administration, risk management, governance, compliance, audit, or banking operations.
• Experience supporting executive committees, governance frameworks, reporting, or control processes preferred.
• Knowledge of commercial credit, lending operations, risk management, governance, regulatory requirements, and internal controls.
• Strong analytical, organizational, and problem-solving skills with attention to detail.
• Excellent written and verbal communication, including executive-level materials and reports.
• Ability to manage multiple priorities, work independently, and build cross-functional relationships.
• Proficiency in Microsoft Office (Excel, PowerPoint, Word, Outlook, Teams).
• Interest in automation and AI-enabled tools; professionalism and accountability.

Responsibilities

• Serve as Secretary for the Management Credit Committee (MCC) and support governance activities for DCC, HCDCC, and related committees.
• Prepare, review, and distribute committee materials, executive presentations, and supporting documentation.
• Administer Credit governance documents including policies, guidelines, charters, and approvals.
• Review submissions for completeness, governance compliance, and approval readiness; resolve issues.
• Coordinate governance reviews and approvals across Credit Administration, Risk, Compliance, Audit, Legal, and stakeholders.
• Maintain governance inventories, actions, policy renewals, and documentation retention.
• Oversee recurring governance and management reporting, including executive materials.
• Perform quality control reviews of governance documents, reports, analytics, and submissions.
• Develop executive reporting, dashboards, portfolio analytics, and MIS for oversight and decision-making.
• Support regulatory exams, audits, remediation efforts, and governance document requests.
• Serve as liaison among business leaders, executive management, Compliance, Risk, Audit, and Corporate Secretary's Office.
• Drive process improvements, workflow automation, and AI-enabled solutions for governance and reporting.
• Support strategic initiatives, growth, and integration with scalable governance processes.

Skills

Strong analytical

Organizational skills

Problem solving

Excellent written & verbal comms

Multi-priority management

Education

Bachelor's degree in Finance, Accounting, Business Administration, Economics, Risk Management, or related field

Job description

Axos is seeking a Senior Analyst, Commercial Credit and Risk to lead governance for credit and lending programs. The role acts as Secretary for MCC, supports DCC and HCDCC, and manages committee materials with governance readiness and documentation quality.

The role partners across Risk, Compliance, Legal, Audit, and Credit Administration, performing portfolio analytics and driving AI-enabled improvements in governance and reporting for strategic oversight.