Portfolio Credit Analyst — Growth, Risk & Reporting

Axos Bank; San Diego (CA); On-site; USD 75,000 - 100,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life Insurance

Paid Sick Leave and 3 weeks’ Vacation

401(k) Retirement Savings Plan with Employer Match

Employee Mortgage Loan Program

Job summary

Axos Bank is seeking a qualified individual for a position involving portfolio management and credit analysis in San Diego, California. Responsibilities include monitoring loan portfolios, supporting loan reviews, and maintaining accurate loan data.

The ideal candidate will possess a Bachelor’s degree in Finance or related fields and 1-3+ years of experience in commercial lending. Benefits offered include medical, dental, and life insurance, alongside generous vacation time.

Qualifications

• 1–3+ years of experience in portfolio management, credit analysis, or commercial lending.
• Working knowledge of financial statements, credit agreements, and covenant structures.
• High attention to detail and ability to manage deadlines.

Responsibilities

• Monitor assigned NRELF loan portfolio for payments and covenant compliance.
• Support quarterly and annual loan reviews including financial analysis.
• Maintain accurate loan data and identify data issues.

Skills

Portfolio management

Credit analysis

Financial analysis

Strong Excel skills

Organizational skills

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Tools

nCino

Moody’s

Job description

Axos Bank is seeking a qualified individual for a position involving portfolio management and credit analysis in San Diego, California. Responsibilities include monitoring loan portfolios, supporting loan reviews, and maintaining accurate loan data.

The ideal candidate will possess a Bachelor’s degree in Finance or related fields and 1-3+ years of experience in commercial lending. Benefits offered include medical, dental, and life insurance, alongside generous vacation time.