Senior Credit Analytics Manager

First Interstate Bank; Watertown (SD); On-site; USD 83,000 - 137,000; Full time

Benefits offered by this job

PTO & Holidays

Student debt repayment

401(k) with match

Job summary

First Interstate Bank seeks an experienced Ag Credit Analyst Manager to supervise a team of credit analysts and oversee workflow, ensuring quality and timely reporting. You will assist in hiring and training and maintain alignment with loan policy.

You will read financial statements, analyze credit data, underwrite borrower relationships, and prepare written reports for loan officers, driving portfolio management and risk controls.

Qualifications

• Bachelor's degree in Business, Finance, or related field required.
• 10+ years banking experience or equivalent combination of education and experience required.
• Supervisory and/or management experience required.

Responsibilities

• Reads and understands financial statements.
• Reviews pertinent credit and financial information including financial statements, tax returns, credit bureau reports, bank reports, and other company reports.
• Inputs financial data on PC-Based software to generate financial spreadsheet.
• Analyzes findings and prepares in written report.
• Identifies trends and determines key questions.
• Reviews irregular financial information with loan officers.
• Maintains a strong understanding of First Interstate Bank Loan Policy.
• Underwrites complicated borrower relationships of all sizes with accuracy.
• Completes annual term loan reviews, problem loan status reports, and loan approval forms.
• Compiles various reports as requested.
• Communicates with loan officers and other credit analysts.
• Assists in the implementation and training of new software products for commercial loan analysis and the commercial lending function.
• Acts as a resource to loan officers for loan structures and underwriting recommendations.
• Performs portfolio management.

Skills

Financial analysis

Credit analysis

Communication skills

Problem solving

Mathematical ability

Education

Bachelor's Degree in Business, Finance, or related field

Tools

PC-Based software

Job description

First Interstate Bank seeks an experienced Ag Credit Analyst Manager to supervise a team of credit analysts and oversee workflow, ensuring quality and timely reporting. You will assist in hiring and training and maintain alignment with loan policy.

You will read financial statements, analyze credit data, underwrite borrower relationships, and prepare written reports for loan officers, driving portfolio management and risk controls.