Senior Credit Analyst — Lending Risk & Analysis

Usbank; Minneapolis (MN); On-site; USD 111,000 - 131,000; Full time

Benefits offered by this job

Healthcare

401(k) plan

Paid vacation

Holiday pay

Job summary

U.S. Bank is seeking a Credit Analyst to evaluate and approve or deny extension of credit on new, renewal and extended loans. You will perform thorough analyses of customer information, assess risk, and propose actions to protect the bank’s credit quality.

Responsibilities include preparing analytical reports, collaborating with lending teams, and using software tools to support decision-making. A bachelor’s degree or equivalent experience is required, with preference for advanced credentials.

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Strong credit analysis and analytical skills.
• Effective verbal and written communication skills.
• Proficient with computer software and analytics tools.

Responsibilities

• Approve extension of credit and make recommendations on loans.
• Conduct comprehensive credit analyses reviewing information on customers.
• Identify credit risk and recommend actions to maximize quality and minimize loss.

Skills

Credit analysis

Analytical thinking

Communication

Financial analysis

Education

Bachelor’s degree or equivalent

Master’s degree or CPA (preferred)

Job description

U.S. Bank is seeking a Credit Analyst to evaluate and approve or deny extension of credit on new, renewal and extended loans. You will perform thorough analyses of customer information, assess risk, and propose actions to protect the bank’s credit quality.

Responsibilities include preparing analytical reports, collaborating with lending teams, and using software tools to support decision-making. A bachelor’s degree or equivalent experience is required, with preference for advanced credentials.