Senior Credit Analyst — Risk & Credit Decisions

U.S. Bank; Brea (CA); On-site; USD 111,000 - 131,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life Insurance

Disability insurance

Parental leave

401(k) plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Credit Analyst to approve extensions of credit and advise final lending decisions.

The role requires gathering and analyzing credit information on existing and prospective customers, reviewing accounts and portfolios, and identifying actions to maximize credit quality and minimize risk. The position typically requires a bachelor’s degree (or equivalent) and six or more years of relevant experience; a Master’s degree or CPA is preferred.

Qualifications

• Bachelor’s degree or equivalent work experience
• Typically six or more years of relevant experience
• Strong credit analysis and analytical skills
• Effective verbal and written communication skills
• Proficient with a variety of software packages

Responsibilities

• Approve the extension of credit and advise final lending decisions
• Conduct a complete credit analysis by gathering and interpreting credit information
• Identify actions to maximize credit quality and minimize risk across portfolios

Skills

Credit analysis

Analytical skills

Verbal and written communication

Report writing

Proficient computer navigation

Education

Bachelor's degree

Master's degree or CPA

Job description

U.S. Bank is seeking a Credit Analyst to approve extensions of credit and advise final lending decisions.

The role requires gathering and analyzing credit information on existing and prospective customers, reviewing accounts and portfolios, and identifying actions to maximize credit quality and minimize risk. The position typically requires a bachelor’s degree (or equivalent) and six or more years of relevant experience; a Master’s degree or CPA is preferred.