Senior Credit Analyst - Commercial Lending Expert

Mercantil Commerce Bank; Kansas City (MO); Hybride; USD 42 000 - 49 000; Plein temps

Avantages offerts par ce poste

Health, dental, and vision insurance

401(k)

Life insurance

Paid vacation

Career development

Résumé du poste

Commerce Bank in Kansas City, MO is seeking a Senior Credit Analyst to analyze commercial credits by performing and reviewing comprehensive financial analyses on companies across various industries and sizes. The role involves preparing and reviewing complex credit approval packets, applying loan structuring knowledge, and serving as SME for CAS processes.

You will review financial statements, research legal loan docs, and support pricing and relationship profitability calculations.

Qualifications

• Bachelor’s degree in Finance or Accounting or equivalent experience.
• 3+ years of credit or financial analyst experience in commercial lending.
• Eligibility to work in the US without sponsorship now or in the future.

Responsabilités

• Prepare Credit Approval Summary packets manually and via Moody’s CreditLens.
• Review packets prepared by others for accuracy and complexity.
• Review financial statement spreads with high complexity.
• Analyze financials for diverse industries and sizes for commercial loans.
• Serve as SME for financial statement spreads and CAS packets; assist training.

Connaissances

Financial analysis

Financial statements

Cash flow analysis

Loan structuring

Credit risk assessment

Moody’s CreditLens

Communication skills

Attention to detail

Multitasking

MS Word/Excel/Outlook

Formation

Bachelor’s degree in Finance or Accounting

Outils

Moody’s CreditLens

Excel

Word

Outlook

Description du poste

Commerce Bank in Kansas City, MO is seeking a Senior Credit Analyst to analyze commercial credits by performing and reviewing comprehensive financial analyses on companies across various industries and sizes. The role involves preparing and reviewing complex credit approval packets, applying loan structuring knowledge, and serving as SME for CAS processes.

You will review financial statements, research legal loan docs, and support pricing and relationship profitability calculations.