Senior Credit Analyst - Risk & Financial Insights

Minnesota Bankers Association; Faribault (MN); On-site; USD 60,000 - 80,000; Full time

Job summary

A community bank is looking for a Credit Analyst to perform detailed financial analyses on loan requests. The ideal candidate should have 4-5 years of experience in commercial credit analysis, strong attention to detail, and excellent communication skills. Responsibilities include preparing credit write-ups, assessing repayment sources, and ensuring compliance with lending regulations. This is an opportunity to work in a fast-growing environment focused on employee development and community interaction.

Qualifications

• 4-5 years' experience in commercial credit analysis.
• Strong understanding of financial data and loan underwriting.
• Excellent verbal, written, and interpersonal communication skills.

Responsibilities

• Perform financial analysis and risk assessment on loan requests.
• Prepare credit write-ups and recommendations for loan officers.
• Spread financial statements and calculate key financial ratios.

Skills

Financial analysis

Attention to detail

Interpersonal communication

Organizational skills

Credit analysis software

Education

Bachelor's degree in finance, Accounting, Business, or related field

Tools

Microsoft Office Suite

Credit Quest

Finpack

Job description

A community bank is looking for a Credit Analyst to perform detailed financial analyses on loan requests. The ideal candidate should have 4-5 years of experience in commercial credit analysis, strong attention to detail, and excellent communication skills. Responsibilities include preparing credit write-ups, assessing repayment sources, and ensuring compliance with lending regulations. This is an opportunity to work in a fast-growing environment focused on employee development and community interaction.