Senior Credit Advisor

HSBC; Los Angeles, California (CA, MO); On-site; USD 171,700 - 260,000; Full time

Benefits offered by this job

Competitive pay and benefits package

Wellness Hub access

Professional development opportunities

Job summary

A global banking institution is seeking a Senior Credit Advisor in Los Angeles, responsible for identifying, structuring, negotiating, and underwriting credit opportunities. The role demands extensive experience with various credit products and client-facing skills, particularly with High Net Worth clients. This position offers a competitive salary range of $171,700 to $260,000 and is part of a full-time employment in a diverse and inclusive finance environment.

Qualifications

• Experience in underwriting from start to finish credit memos for various credit products.
• Ability to create credit memos with detailed transaction summaries and risk mitigants.
• Knowledge of cash flow analysis and collateral analysis.

Responsibilities

• Identify, structure, negotiate, and underwrite new credit opportunities.
• Build trust with clients and provide creative solutions in real-time.
• Handle risk and portfolio management with credit products.

Skills

Client facing experience and dealing with Private Bank High Net Worth Clients

Credit analysis

Relationship building

Microsoft Office

Job description

Recruiter - Corporate and Institutional Banking @ HSBC | Talent Acquisition

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

The Senior Credit Advisor will be the go-to expert on all credit and risk-based products with emphasis and support to Private Banking relationship managers and business heads.

As our Senior Credit Advisor you will:

• Be responsible for identifying, structuring, negotiating, and underwriting new credit opportunities
• Build trust with clients, learning new concepts and researching information in real-time to provide creative solutions
• Handle risk and portfolio management with credit products

For this role, HSBC targets a pay range between $171,700 and $260,000.

The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well‑being, finances, and lifestyle.

You’ll likely have the following qualifications to succeed in this role:

• Experience in underwriting from start to finish credit memos for some of the following credit products: Lending secured by marketable securities, single stock, unsecured, Commercial Real Estate, residential mortgages, Hedge Funds, Private Equity Capital Call (PECC/Subscription facilities), art, financial sponsors, unlisted shares (privately held stock), Life Insurance Premium Finance (LIPF), music rights lending, CAT B FX and derivatives lending, aircraft and yacht lending. Underwriting includes spread personal financial statements, cash flow analysis, collateral analysis
• Create Credit memo that discusses the following: transaction summary, structure of loan, covenants, collateral, financials spreads, risk and mitigants, strength and weakness, documentation, recommendation
• Client facing experience and dealing with Private Bank High Net Worth Clients
• Familiar with a credit analysis, relationship building and Microsoft Office

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry‑leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Finance

Industries

Investment Banking and Banking