Senior Corporate Financing Structurer

Third Coast Bank; Idaho; Presencial; USD 170.000 - 230.000; Jornada completa

Descripción de la vacante

Third Coast Bank is seeking a Senior Capital Solutions professional to lead sophisticated financing structures for middle-market and corporate clients. You will partner with Market Executives and Relationship Managers to craft strategies, structure diverse credit packages, and optimize the bank’s balance sheet usage.

You will collaborate with Credit leadership, Treasury Management, and specialty teams to win, retain, and deepen high-value relationships while navigating complex deal dynamics and

Formación

• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
• 15+ years of Corporate Banking, Commercial Banking, Structured Finance, Syndicated Finance, Credit, or related experience.
• Demonstrated experience structuring and executing complex commercial or corporate credit transactions.
• Strong understanding of cash flow lending, acquisition finance, working capital structures, asset-based lending, debt capacity, and corporate capital structures.
• Experience with club deals, participations, syndicated transactions, or multi-bank facilities strongly preferred.
• Advanced understanding of financial statement analysis, credit underwriting, transaction modeling, pricing, and risk-adjusted returns.
• Strong knowledge of commercial loan documentation and credit approval processes.
• Ability to balance client objectives, credit risk, relationship value, and return expectations.
• Strong executive presence and the ability to communicate effectively with senior clients, bankers, credit professionals, and executive leadership.
• Demonstrated ability to work collaboratively across relationship management, credit, and specialty banking teams.

Responsabilidades

• Partner with the Head of Corporate Banking, Market Executives, and Relationship Managers to develop financing strategies for existing and prospective clients.
• Serve as a senior structuring resource for larger, more complex, or non-standard financing opportunities.
• Structure solutions involving senior secured and unsecured credit, acquisition financing, growth capital, recapitalizations, working capital facilities, asset-based structures, and other customized commercial financing solutions.
• Determine the appropriate use of Third Coast Bank’s balance sheet based on hold size, risk appetite, relationship value, return, and strategic importance.
• Coordinate club, participation, and syndicated structures when financing requirements exceed the Bank’s desired hold position.
• Work closely with Credit leadership to develop structures that appropriately balance client objectives, credit quality, risk, and return.
• Partner with Treasury Management, Asset-Based Lending, industry verticals, and other specialty teams to bring the Bank’s full capabilities to client relationships.
• Support financing proposals, term sheets, pricing strategies, transaction modeling, debt capacity analysis, and client presentations.
• Provide guidance to relationship teams on structuring alternatives, market terms, competitive positioning, and transaction economics.
• Engage with senior client leadership, including CEOs, CFOs, owners, and financial executives, alongside the relationship team.
• Develop relationships with other financial institutions, private credit providers, advisors, attorneys, accountants, and capital providers to support client solutions when appropriate.
• Maintain awareness of market pricing, financing structures, leverage trends, and competitor activity.
• Help establish consistent structuring and execution disciplines across Corporate Banking.
• Support the continued development of Relationship Managers and the broader Corporate Banking platform.

Conocimientos

Senior corporate banking

Credit underwriting

Syndicated lending

Relationship management

Financial analysis

Strategic structuring

Educación

Bachelor’s degree in Finance, Accounting, Economics, Business, or related field

Descripción del empleo

Third Coast Bank is seeking a Senior Capital Solutions professional to lead sophisticated financing structures for middle-market and corporate clients. You will partner with Market Executives and Relationship Managers to craft strategies, structure diverse credit packages, and optimize the bank’s balance sheet usage.

You will collaborate with Credit leadership, Treasury Management, and specialty teams to win, retain, and deepen high-value relationships while navigating complex deal dynamics and