Senior Consumer Real Estate Loan Specialist

First Financial Bank; Abilene (TX); On-site; USD 45,000 - 65,000; Full time

Job summary

First Financial Bank in Abilene, TX seeks a loan processor to handle consumer real estate loans with limited supervision. You will review files, ensure compliance with TRID, Reg. B, HMDA and related rules, and deliver accurate disclosures to customers.

Candidates should have 2 years of loan processing experience (or 18 months with Bachelor's), strong communication, detail orientation, and the ability to work toward deadlines in a collaborative bank environment.

Qualifications

• High school graduate with 24 months loan processing experience required; 18 months may substitute with a Bachelor's degree.
• Bachelor's degree is preferred.
• Excellent verbal and written communication skills.
• Excellent interpersonal skills with the ability to discuss complex loan scenarios.
• Ability to work on deadlines with great attention to detail.
• Proactive and independent with the ability to take initiative.
• Excellent time-management skills with a proven ability to meet deadlines.
• The ability to think critically and find alternative solutions.
• Must have a good understanding of applicable regulations, including but not limited to TRID, Reg. B, HMDA, Flood, QM/ATR.
• Must be familiar with Bank policies and procedures.
• Proficient with or the ability to quickly learn loan processing software or other lending systems.
• Proficient with Microsoft Office Suite or related software.

Responsibilities

• Create and deliver loan disclosures to customers in a timely manner while ensuring accuracy and compliance.
• Review each loan file to verify that documents are present, accurate, and complete.
• Ensure that loans are compliant with Federal and State law as well as with Bank policy.
• Perform complex and confidential administrative functions including but not limited to: organizing files, data entry, and maintaining accurate records.
• Process and respond to all incoming methods of communication.
• Adapt to change in the work environment, manage competing demands and handle frequent changes.
• Review documents needed for a complete loan package (credit report, flood, appraisal, title work, etc.).
• Alert lending staff and management when a file may not be compliant with State or Federal law and provide guidance with how to correct.
• Perform all other duties as assigned.

Skills

Communication skills

Interpersonal skills

Time management

Deadline-oriented

Proactive and independent

Critical thinking

Attention to detail

Regulatory knowledge (TRID, Reg. B, HM

Education

Bachelor's degree preferred

Tools

Loan processing software

Microsoft Office

Job description

First Financial Bank in Abilene, TX seeks a loan processor to handle consumer real estate loans with limited supervision. You will review files, ensure compliance with TRID, Reg. B, HMDA and related rules, and deliver accurate disclosures to customers.

Candidates should have 2 years of loan processing experience (or 18 months with Bachelor's), strong communication, detail orientation, and the ability to work toward deadlines in a collaborative bank environment.