Senior Consumer Lending Underwriter – Lead & Mentor

Cedar Rapids Bank & Trust; Cedar Rapids (IA); On-site; USD 65,000 - 90,000; Full time

Job summary

QCR Holdings, Inc. is seeking a Senior Consumer Lending Underwriter to lead underwriting, approval, and documentation of consumer loans, and to assist with guidance and oversight of lending activities.

The role involves underwriting various loan products, collaborating with staff, and ensuring adherence to bank policies and regulatory requirements. The candidate should bring extensive underwriting experience and the ability to train others within Consumer Lending.

Qualifications

• Bachelor2s degree in business or related field, or equivalent experience.
• 6+ years of experience in consumer lending or underwriting.
• Construction or other TRID loans experience is desirable but not required.
• Experience with Finastra product suite (Decision Pro, Laser Pro) is desirable, but not required.
• Ability to collaborate with diverse groups and uphold confidentiality.

Responsibilities

• Underwrite and approve consumer loans across a wide range of products.
• Work with consumers to originate and close loan requests.
• Maintain Adverse Action documentation per policy.
• Stay informed on regulatory/compliance issues affecting consumer loans.
• Support training and guidance for retail lending staff.
• Provide leadership and training within the Consumer Lending department.

Skills

Consumer lending knowledge

Underwriting expertise

Regulatory compliance knowledge

Finastra Decision Pro

Finastra Laser Pro

Education

Bachelore2s degree in business or related field

Tools

Finastra Decision Pro

Finastra Laser Pro

Job description

QCR Holdings, Inc. is seeking a Senior Consumer Lending Underwriter to lead underwriting, approval, and documentation of consumer loans, and to assist with guidance and oversight of lending activities.

The role involves underwriting various loan products, collaborating with staff, and ensuring adherence to bank policies and regulatory requirements. The candidate should bring extensive underwriting experience and the ability to train others within Consumer Lending.