Senior Consumer Lending Underwriter & Team Leader

QCR Holdings, Inc.; Cedar Rapids (IA); Sur place; USD 70 000 - 100 000; Plein temps

Résumé du poste

QCR Holdings, Inc. in Cedar Rapids, IA, is seeking a Senior Consumer Lending Underwriter responsible for underwriting, approving and documenting consumer loans, as well as originating new loans within the Consumer Lending department.

The role requires direct consumer contact, adherence to TRID and regulatory requirements, leadership in training staff, and collaboration across teams to improve loan documentation, policies, and processes while maintaining confidentiality and high accuracy.

Qualifications

• Bachelor’s degree in business or related field; or equivalent combination of education and experience required.
• Minimum 6 years’ experience in consumer lending or underwriting with demonstrated knowledge of consumer loan products, services, and loan documentation.
• Experience in construction or other TRID loans is desirable but not required.
• Experience with using Finastra product suite (Decision Pro, Laser Pro) is desirable, but not required.
• Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner.
• Demonstrated knowledge of bank’s loan policies and procedures and consumer banking regulations.
• Excellent organizational skills with the ability to organize and manage a variety of projects and tasks.
• Capability to manage sensitive information and uphold confidentiality.
• Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail.
• Strong verbal, written and interpersonal communication skills.

Responsabilités

• Underwrite and approve consumer loans across multiple product types.
• Work with consumers directly to originate and close loans.
• Complete Adverse Action documentation per policies.
• Maintain knowledge of regulatory and compliance issues affecting consumer loans.
• Provide leadership and training to other underwriters.
• Collaborate with staff to improve loan documentation and underwriting requirements.
• Foster a culture of inclusion and compliance.
• Support management with procedural writing and implementation.

Connaissances

Communication skills

Organizational skills

Confidentiality

Team collaboration

Detail orientation

Formation

Bachelor’s degree in business or related field

Equivalent combination of education and experience

Outils

Finastra Decision Pro

Finastra Laser Pro

Microsoft 365

Description du poste

QCR Holdings, Inc. in Cedar Rapids, IA, is seeking a Senior Consumer Lending Underwriter responsible for underwriting, approving and documenting consumer loans, as well as originating new loans within the Consumer Lending department.

The role requires direct consumer contact, adherence to TRID and regulatory requirements, leadership in training staff, and collaboration across teams to improve loan documentation, policies, and processes while maintaining confidentiality and high accuracy.