Senior Construction Underwriter — Flexible Work

FM; Johnston (RI); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Incentive plan

Medical, dental and vision insurance

Life and disability insurance

Well-being programs

401(k) and pension plan

Career development opportunities

Tuition reimbursement

Flexible work

Vacation and sick time

Job summary

FM Intellium seeks a Construction Underwriter to join a dynamic team focused on large-scale infrastructure risks. This client-facing role leads deals from initiation to execution, coordinating broker and client discussions and pricing decisions within approved authority.

The ideal candidate will balance commercial objectives with underwriting discipline while guiding junior staff. The role demands strong analytical abilities, deep knowledge of construction exposures, and excellent communication

Qualifications

• 10+ years of property underwriting experience.
• Experience underwriting construction risks, including large or complex projects.
• Proven ability to manage deals end-to-end and operate within defined authority levels.
• Experience leading broker and client discussions, including negotiation of pricing and terms.
• Strong understanding of construction risk exposures, project structures, and loss drivers.
• Advanced analytical, problem-solving, and decision-making skills.
• Ability to assess and prioritize risks in a fast-paced, high-pressure environment.
• Excellent interpersonal, written, and verbal communication skills.

Responsibilities

• Lead underwriting of complex construction projects, including direct engagement with brokers and clients.
• Evaluate risks, develop pricing strategies, and structure terms and conditions for large-scale builder's risk placements.
• Make clear, well-supported underwriting recommendations, including appropriate capacity deployment and risk selection.
• Manage deals independently from initial engagement through execution, escalating selectively based on authority thresholds.
• Balance commercial objectives with underwriting discipline, adjusting approach based on project-specific risk factors.
• Monitor market conditions and portfolio performance to inform decision-making.
• Provide guidance and mentorship to team members.

Skills

Underwriting

Deal leadership

Broker engagement

Portfolio management

Analytical thinking

Education

Bachelor's degree or higher

CPCU/ARM or advanced degree preferred

Job description

FM Intellium seeks a Construction Underwriter to join a dynamic team focused on large-scale infrastructure risks. This client-facing role leads deals from initiation to execution, coordinating broker and client discussions and pricing decisions within approved authority.

The ideal candidate will balance commercial objectives with underwriting discipline while guiding junior staff. The role demands strong analytical abilities, deep knowledge of construction exposures, and excellent communication