Senior Construction Underwriter & Deal Leader (Remote)

FM; Johnston (RI); Hybrid; USD 120,000 - 160,000; Full time

Benefits offered by this job

Total Rewards program

Incentive plan

Medical insurance

Dental insurance

Vision insurance

401(k) and pension

Job summary

FM Intellium is seeking a Construction Underwriter to lead underwriting of complex construction projects and manage deals end-to-end. The role emphasizes broker and client engagement, pricing strategy, and risk selection within authority levels.

The position offers location flexibility, with candidates basing near any FM office, and may be considered at a senior level depending on experience. A strong, analytical mindset is essential.

Qualifications

• 10+ years of property underwriting experience.
• Experience underwriting construction risks, including large or complex projects.
• Proven ability to manage deals end-to-end within defined authority.
• Experience leading broker and client discussions, including pricing and terms.
• Strong understanding of construction risk exposures and loss drivers.
• Advanced analytical, problem-solving, and decision-making skills.
• Ability to assess and prioritize risks in a fast-paced, high-pressure environment.
• Excellent interpersonal, written, and verbal communication skills.
• Bachelor’s degree or equivalent experience required.
• CPCU, ARM, or advanced degree preferred.

Responsibilities

• Lead underwriting of complex construction projects with brokers and clients.
• Evaluate risks, develop pricing strategies, and structure terms for large builder’s risk placements.
• Make clear underwriting recommendations including capacity deployment and risk selection.
• Manage deals end-to-end from engagement to execution within authority thresholds.
• Balance commercial objectives with underwriting discipline across projects.

Skills

Underwriting

Deal leadership

Risk assessment

Client engagement

Negotiation

Communication

Analytical thinking

Education

Bachelor’s degree or equivalent experience

CPCU/ARM or advanced degree preferred

Job description

FM Intellium is seeking a Construction Underwriter to lead underwriting of complex construction projects and manage deals end-to-end. The role emphasizes broker and client engagement, pricing strategy, and risk selection within authority levels.

The position offers location flexibility, with candidates basing near any FM office, and may be considered at a senior level depending on experience. A strong, analytical mindset is essential.