Senior Compliance Oversight Lead – Consumer Banking

TD Bank, N.A.; Charlotte (NC); On-site; USD 91,000 - 146,000; Full time

Job summary

TD Bank, N.A. in Charlotte is seeking a Compliance Business Oversight Manager – Consumer Banking to provide oversight, advisory support, and effective challenge for US Digital Banking, ensuring alignment with federal and state regulations.

You will lead engagements across lines, monitor issues, drive regulatory change management, and partner with executives to remediate gaps while strengthening the bank's compliance controls.

Qualifications

• Undergraduate degree or equivalent work experience with 7+ years in compliance.
• Strong knowledge of consumer banking regulations including Regulation E, Z, AI state law.
• Experience in compliance monitoring, testing, and control mapping.
• Excellent written and verbal communication with ability to influence executives.

Responsibilities

• Serve as primary compliance support for assigned business lines, providing oversight and independent challenge on regulatory impact.
• Maintain an engagement model to support other impacted areas of Compliance.
• Lead regulatory change management for new and updated state laws.
• Monitor regulatory complaints, business reports, and key risk indicators to identify trends.
• Review and validate first-line testing to ensure gaps are addressed.
• Collaborate with cross-functional teams to strengthen the compliance framework.

Skills

Regulatory compliance

Regulatory knowledge

Issue management

Change management

Communication skills

Presentation skills

Cross-functional collaboration

Education

Undergraduate degree or equivalent work experience

Job description

TD Bank, N.A. in Charlotte is seeking a Compliance Business Oversight Manager – Consumer Banking to provide oversight, advisory support, and effective challenge for US Digital Banking, ensuring alignment with federal and state regulations.

You will lead engagements across lines, monitor issues, drive regulatory change management, and partner with executives to remediate gaps while strengthening the bank's compliance controls.