Senior Commercial Underwriter III: Complex Credits

Vallant Financial, Inc.; Gainesville (GA); Hybrid; USD 85,000 - 120,000; Full time

Job summary

Vallant Bank seeks a Commercial Underwriter III in Gainesville, GA to support the Credit Department by underwriting complex commercial loans, preparing loan committee materials, and analyzing financial statements in line with bank policy.

The role requires extensive experience, strong Excel and MS Office skills, and a detail-oriented, collaborative mindset to help optimize department performance while adhering to regulatory guidelines.

Qualifications

• Bachelor's degree in accounting or financial management or five years related experience.
• Ten years of related experience or banking accreditation in loan review.
• Familiarity with bank policies and procedures in loan underwriting.

Responsibilities

• Reviews and assists the loan officers in underwriting applications.
• Assures compliance with loan policy and bank guidelines.
• Underwrites loans of greater complexity, including commercial and governmental programs.
• Reviews procedures to maximize department resources and improve performance.

Skills

Banking product knowledge

Customer service mindset

Excel proficiency

Financial statement analysis

Credit reports reading

Analytical thinking

Attention to detail

Team collaboration

Leadership by example

Education

B.S. degree in accounting or financial management

Tools

Microsoft Office

SharePoint

Microsoft Excel

Job description

Vallant Bank seeks a Commercial Underwriter III in Gainesville, GA to support the Credit Department by underwriting complex commercial loans, preparing loan committee materials, and analyzing financial statements in line with bank policy.

The role requires extensive experience, strong Excel and MS Office skills, and a detail-oriented, collaborative mindset to help optimize department performance while adhering to regulatory guidelines.