Senior Commercial Underwriter, Credit Risk & Structuring

PNC Financial Services Group, Inc.; Cleveland, Northern (OH, KY); Hybrid; USD 91,000 - 169,000; Full time

Benefits offered by this job

Medical/prescription coverage with HSA

Dental and vision coverage

Life insurance for employee/spouse/孩子

Short and long-term disability

401(k) with PNC match, pension and SPP

Dependent care reimbursement

Sponsorship for adoption/surrogacy/dou

Educational assistance

Wellness program with financial incent

Paid time off including holidays and/v

Vacation days and service awards

Job summary

PNC Financial Services Group, Inc. is seeking an Underwriter IV - Commercial in Cleveland, OH. This role requires independence with elevated approval authority and responsibilities for complex loan offerings within a regional credit products team.

You will analyze credit, collateral strength, and borrower financials, while guiding junior staff and coordinating with clients to finalize credit decisions. In-office role with a strong business and regulatory focus.

Qualifications

• Requires a university/college degree with 5+ years of industry-relevant experience.
• Certifications are often required and may be specified for the role.
• In lieu of a degree, a comparable combination of education and experience may be considered.

Responsibilities

• Works autonomously with elevated approval authority.
• Prepares offerings for transactions of varying complexity and manages assigned portfolios.
• Interacts with internal/external customers and provides credit structuring recommendations.
• Acts as a subject-matter expert for asset classes and may lead special projects.
• Uses independent judgment to assess risks and prepare scorecards or risk ratings.

Skills

Credit Decisions

Decision Making

Financial Analysis

Identifying Risks

Process Improvements

Results-Oriented

Risk Assessments

Education

Bachelor's

Job description

PNC Financial Services Group, Inc. is seeking an Underwriter IV - Commercial in Cleveland, OH. This role requires independence with elevated approval authority and responsibilities for complex loan offerings within a regional credit products team.

You will analyze credit, collateral strength, and borrower financials, while guiding junior staff and coordinating with clients to finalize credit decisions. In-office role with a strong business and regulatory focus.