Senior Commercial Underwriter

Fairygodboss; San Jose (CA); On-site; USD 91,000 - 203,000; Full time

Job summary

PNC is seeking an Underwriter IV - Commercial to join the Regional Credit Products Group in California. Based in San Francisco, San Jose, or Walnut Creek, the role offers responsibility for complex transaction offerings and elevated approval authority.

This in-office position emphasizes independent judgment, regulatory compliance, and leadership. A university degree with 5+ years of experience is typically required, along with relevant certifications and strong credit acumen.

Qualifications

• University degree with 5+ years of industry-relevant experience.
• Certifications are often required in this role.
• In lieu of a degree, a comparable combination of education and experience may be considered.

Responsibilities

• Works autonomously with exception and elevated approval authority.
• Prepares offerings for complex transactions and manages a portfolio as assigned.
• Interacts with internal/external customers and provides credit structuring recommendations.
• Identifies risks and mitigants, analyzes credit and collateral strength.
• Leads or supports special projects and mentors others on best practices.

Skills

Credit Decisions

Decision Making

Financial Analysis

Identifying Risks

Process Improvements

Results-Oriented

Risk Assessments

Education

Bachelor's degree

Job description

PNC is seeking an Underwriter IV - Commercial to join the Regional Credit Products Group in California. Based in San Francisco, San Jose, or Walnut Creek, the role offers responsibility for complex transaction offerings and elevated approval authority.

This in-office position emphasizes independent judgment, regulatory compliance, and leadership. A university degree with 5+ years of experience is typically required, along with relevant certifications and strong credit acumen.