Senior Commercial Underwriter & Credit Expert

PNC; San Francisco (CA); On-site; USD 91,000 - 203,000; Full time

Benefits offered by this job

Medical coverage

Dental options

Vision coverage

Life insurance

Job summary

PNC in San Francisco, San Jose, or Walnut Creek seeks an Underwriter IV - Commercial to lead complex transactions, assess credit risk, and provide expert guidance on structuring. This in-office role emphasizes independent judgment, mentorship, and collaboration with internal/external clients.

You will manage risk, prepare offerings and scorecards, ensure regulatory compliance, and support the regional credit products group.

Qualifications

• University degree required with 5+ years of industry experience.
• Experience in credit structuring and risk analysis.
• Strong decision making and communication skills.

Responsibilities

• Prepare offerings and scorecards by analyzing credit and collateral strength.
• Exercise elevated approval authority on complex transactions.
• Coach and mentor junior underwriters and review work as needed.
• Interact with internal/external customers to gather information and clarify details.
• Ensure compliance with internal policies and regulatory requirements.

Skills

Credit Decisions

Decision Making

Financial Analysis

Identifying Risks

Process Improvements

Results-Oriented

Risk Assessments

Education

Bachelors

Job description

PNC in San Francisco, San Jose, or Walnut Creek seeks an Underwriter IV - Commercial to lead complex transactions, assess credit risk, and provide expert guidance on structuring. This in-office role emphasizes independent judgment, mentorship, and collaboration with internal/external clients.

You will manage risk, prepare offerings and scorecards, ensure regulatory compliance, and support the regional credit products group.