Senior Commercial Underwriter: CRE & C&I Expert

Columbia Bank; Moscow (ID); On-site; USD 61,000 - 95,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) retirement plan

Paid vacation and holidays

Job summary

Columbia Bank in Spokane, WA is seeking an experienced commercial underwriter to assess C&I and CRE requests, including working capital lines and owner-occupied real estate. You will analyze financial data, prepare narrative credit analyses, and ensure compliance with bank policies while supporting relationship managers and clients.

The role emphasizes accuracy, timely delivery, and collaboration across teams, with opportunities to mentor others and influence loan structures in a dynamic

Qualifications

• 7-10 years of commercial underwriting/credit analysis experience.
• Advanced analytical and problem-solving skills.
• Advanced credit and credit quality skills with accounting and cash flow analysis.
• Strong time management and ability to present to audiences.
• Proficiency with Word, Excel, PowerPoint and related software.

Responsibilities

• Underwrites new and renewal C&I and CRE credit requests; assesses risks and fits with credit policy.
• Prepares credit recommendations with quantitative components and risk ratings.
• Monitors borrower performance and ensures covenant calculations are accurate.
• Collaborates with CPMs, CSMs, and Relationship Managers to present findings.
• Coaches or mentors junior underwriters; ensures high-quality reports.

Skills

Analytical skills

Credit analysis

Financial statement analysis

Cash flow analysis

Time management

Communication skills

Training & presenting

Tools

Excel

PowerPoint

Word

Job description

Columbia Bank in Spokane, WA is seeking an experienced commercial underwriter to assess C&I and CRE requests, including working capital lines and owner-occupied real estate. You will analyze financial data, prepare narrative credit analyses, and ensure compliance with bank policies while supporting relationship managers and clients.

The role emphasizes accuracy, timely delivery, and collaboration across teams, with opportunities to mentor others and influence loan structures in a dynamic