Senior Commercial Underwriter IV — Strategic Credit Expert

Aquarius Staffing; Cincinnati (OH); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health care coverage

401(k) match

Tuition reimbursement

Gym membership

PTO & paid holidays

Flexible work arrangements

Job summary

Aquarius Staffing in Cincinnati seeks a driven Commercial Underwriter IV for a leading banking institution operating in the local area. The role focuses on financial analysis, risk assessment, and ensuring loans comply with lending policies.

Key duties include preparing credit memos, reviewing applications, and collaborating with loan teams. Requires 7+ years in underwriting, strong accounting acumen, and relevant credentials. Hybrid/flexible arrangements may apply.

Qualifications

• Bachelor’s degree in accounting/finance/economics or business administration.
• Experience in credit underwriting or business banking underwriting.
• Strong analytical and accounting proficiency.

Responsibilities

• Performs financial analysis and risk assessment for the commercial credit portfolio.
• Reviews loan applications and analyzes credit information for creditworthiness.
• Determines loan conformance to lending policy.
• Prepares and presents CARs and credit memos for approvals and loan committees.
• Coordinates with Relationship Managers and Credit Officer on loan decisions.
• Supports due diligence and portfolio reporting for large/complex credits.

Skills

Interpersonal skills

Communication skills

Mathematical concepts

Credit knowledge

Education

Bachelor’s Degree in Accounting/Finance/Economics/Business Administration

Master’s Degree in Business (preferred)

CPA or other financial certification (preferred)

Job description

Aquarius Staffing in Cincinnati seeks a driven Commercial Underwriter IV for a leading banking institution operating in the local area. The role focuses on financial analysis, risk assessment, and ensuring loans comply with lending policies.

Key duties include preparing credit memos, reviewing applications, and collaborating with loan teams. Requires 7+ years in underwriting, strong accounting acumen, and relevant credentials. Hybrid/flexible arrangements may apply.