Senior Commercial Portfolio Leader

United Community Banks Inc.; Florida; Presencial; USD 68.000 - 113.000; Jornada completa

Descripción de la vacante

United Community Banks Inc. is seeking a Portfolio Manager Senior to oversee a portfolio of large commercial credits in Florida. You will provide expert credit, underwriting, and sales support while serving as a secondary contact for client relationships.

The role requires a Bachelor’s degree in Finance or Accounting with 7–10 years in commercial lending or financial services. Strong knowledge of credit policy and loan documentation is essential.

Formación

• Bachelor's degree preferred in Finance or Accounting.
• 7–10 years in commercial lending or financial services.
• Knowledge of credit policy, banking regulations, and loan documentation.
• Ability to analyze complex financial statements and tax returns.

Responsabilidades

• Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions.
• Collaborate with senior leadership to maintain appropriate risk profiles.
• Manage and mentor a team of credit specialists, portfolio managers, and analysts.
• Oversee the preparation of credit memos, spreads, and related documentation.
• Participate in client calls, underwriting, credit presentations, and loan closings.
• Identify and mitigate credit risks through sound analysis and recommendations.
• Prepare commitment letters and review loan documentation.
• Support cross-sell initiatives and coach team members on relationship development.
• Assist lenders in prospecting and client engagement efforts.

Conocimientos

Analytical skills

Organizational skills

Time management

Communication skills

Interpersonal skills

Educación

Bachelor's degree in Finance or Accounting

Herramientas

Internal systems and reporting tools

Descripción del empleo

United Community Banks Inc. is seeking a Portfolio Manager Senior to oversee a portfolio of large commercial credits in Florida. You will provide expert credit, underwriting, and sales support while serving as a secondary contact for client relationships.

The role requires a Bachelor’s degree in Finance or Accounting with 7–10 years in commercial lending or financial services. Strong knowledge of credit policy and loan documentation is essential.