Senior Commercial Portfolio Manager – Lending Leader

United Community Banks Inc.; Columbia (SC); On-site; USD 80,000 - 120,000; Full time

Job summary

United Community Banks Inc. is seeking a highly experienced Portfolio Manager Senior in Columbia, SC. This key role involves overseeing a portfolio of large commercial credits, ensuring soundness, profitability, and growth objectives. The ideal candidate will manage and mentor a team while leading local loan portfolio management, collaborating with leadership on risk profiles, and analyzing complex financial documents. Candidates should have a Bachelor's degree in Finance or Accounting, with 7-10 years of relevant experience. This is a full-time, non-remote position.

Qualifications

• 7–10 years of experience in commercial lending or financial services.
• Deep knowledge of credit policy, banking regulations, and loan documentation.
• Proven ability to analyze complex financial statements and tax returns.

Responsibilities

• Lead all aspects of local loan portfolio management.
• Collaborate with senior leadership to maintain appropriate risk profiles.
• Manage and mentor a team of credit specialists and analysts.
• Prepare credit memos and documentation.
• Identify and mitigate credit risks through analysis.

Skills

Commercial lending experience

Credit analysis

Communication skills

Team management

Analytical skills

Education

Bachelor’s degree in Finance or Accounting

Job description

United Community Banks Inc. is seeking a highly experienced Portfolio Manager Senior in Columbia, SC. This key role involves overseeing a portfolio of large commercial credits, ensuring soundness, profitability, and growth objectives. The ideal candidate will manage and mentor a team while leading local loan portfolio management, collaborating with leadership on risk profiles, and analyzing complex financial documents. Candidates should have a Bachelor's degree in Finance or Accounting, with 7-10 years of relevant experience. This is a full-time, non-remote position.