Senior Commercial Portfolio Manager - Growth & Credit

United Community; Ponte Vedra Beach (FL); Sur place; USD 68 000 - 113 000; Plein temps

Résumé du poste

United Community is seeking a highly experienced Portfolio Manager Senior to oversee a portfolio of large commercial credits. This role focuses on soundness, profitability, and growth, with responsibilities in credit, underwriting, and sales support.

It also serves as a secondary contact for client relationships. The candidate should have 7–10 years in commercial lending or financial services, with deep knowledge of credit policy and loan documentation.

Qualifications

• Bachelor’s degree in Finance or Accounting preferred.
• 7–10 years of experience in commercial lending or financial services.
• Deep knowledge of credit policy, banking regulations, and loan documentation.
• Proven ability to analyze complex financial statements and tax returns.
• Strong analytical, organizational, and time management skills.
• Excellent communication and interpersonal skills.

Responsabilités

• Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions.
• Collaborate with senior leadership to maintain appropriate risk profiles.
• Manage and mentor a team of credit specialists, portfolio managers, and analysts.
• Oversee the preparation of credit memos, spreads, and related documentation.
• Participate in client calls, underwriting, credit presentations, and loan closings.
• Identify and mitigate credit risks through sound analysis and recommendations.
• Prepare commitment letters and review loan documentation.
• Support cross-sell initiatives and coach team members on relationship development.
• Assist lenders in prospecting and client engagement efforts.

Connaissances

Credit analysis

Portfolio management

Team leadership

Client relationships

Formation

Bachelor's degree

Outils

Internal systems

Description du poste

United Community is seeking a highly experienced Portfolio Manager Senior to oversee a portfolio of large commercial credits. This role focuses on soundness, profitability, and growth, with responsibilities in credit, underwriting, and sales support.

It also serves as a secondary contact for client relationships. The candidate should have 7–10 years in commercial lending or financial services, with deep knowledge of credit policy and loan documentation.