Senior Commercial Portfolio Manager: Growth & Credit

UNITED COMMUNITY BANK; Brevard (NC); On-site; USD 95,000 - 109,000; Full time

Job summary

United Community Bank in Brevard, NC seeks a Portfolio Manager to oversee larger commercial credits, ensuring profitability and growth while supporting Commercial Lending.

The role analyzes complex financial statements, prepares credit analysis packages, and coordinates underwriting and closing, serving as a secondary client contact.

Ideal candidates hold a finance or accounting degree and have 5+ years in commercial lending, with strong credit policy knowledge and communication skills.

Qualifications

• Bachelor’s degree in finance or accounting preferred.
• 5+ years of experience in commercial lending.
• Proficient knowledge of credit policy, banking regulations, and loan documentation.
• Ability to analyze complex financial statements and tax returns.
• Strong interpersonal and communication skills.
• Excellent organizational and time management skills.

Responsibilities

• Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
• Provide credit and sales support to Commercial Lending.
• Analyze complex financial statements and prepare credit analysis packages.
• Serve as a secondary contact on client relationships.
• Identify cross-sell opportunities with new and existing clients.
• Assist in the loan process, including underwriting and closing.
• Prepare commitment letters and review loan documents.
• Assist lenders in their prospecting efforts.

Skills

Credit policy

Banking regulations

Loan documentation

Financial statement analysis

Interpersonal communication

Education

Bachelor’s degree in finance or accounting

Tools

Navigator

Job description

United Community Bank in Brevard, NC seeks a Portfolio Manager to oversee larger commercial credits, ensuring profitability and growth while supporting Commercial Lending.

The role analyzes complex financial statements, prepares credit analysis packages, and coordinates underwriting and closing, serving as a secondary client contact.

Ideal candidates hold a finance or accounting degree and have 5+ years in commercial lending, with strong credit policy knowledge and communication skills.