Senior Commercial Lending Underwriter (Mid‑Market)

East West Bank; Atlanta (GA); On-site; USD 100,000 - 175,000; Full time

Job summary

East West Bank is seeking an experienced Underwriter for its nationwide Commercial Lending team. The role focuses on underwriting senior secured cash flow loans to middle market companies with deals typically ranging from $20 million to $50 million.

You will collaborate with Relationship Managers and Credit Analysts to evaluate financials, industry dynamics, and risks. The successful candidate will prepare memos, sensitivity models, and enterprise value analyses, and will monitor a portfolio

Qualifications

• Bachelor's degree or combination of education and directly related experience.
• Ideally at least 7 years of underwriting experience.
• Modeling experience, specifically sensitizing management and/or sponsor projections based on information learned during underwritings.
• Excellent organizational and presentation skills.
• Basic skills in computer terminal and personal computer operation; mainframe computer system; word processing, spreadsheet and specialty software programs.
• Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
• Ability to work with minimal supervision while performing duties.

Responsibilities

• Reviewing initial data for prospective clients and preparing opportunity memos, presenting memos to Credit Officers for term sheet approval.
• Perform detailed underwritings of prospective clients, evaluating financial statements, industry, competitive dynamics, and surfacing material strengths, risks and mitigants.
• Preparing sensitized financial models and evaluating the other relevant data related to new deal opportunities.
• Reviewing 3rd party reports and preparing enterprise value analysis via comparables and discounted cash flow.
• Preparing written Credit Approval Memorandums for presentation to Credit Officers to obtain final approval to close a new deal.
• Managing a portfolio of clients, with credit monitoring and quarterly portfolio performance reports.
• Maintaining client relationships and keeping client risk ratings current.
• Other duties as assigned by management.

Skills

Underwriting experience

Financial modeling

Presentation skills

Analytical thinking

Microsoft Office

Education

Bachelor's degree or related experience

Tools

Mainframe experience

Spreadsheets

Word processing

Job description

East West Bank is seeking an experienced Underwriter for its nationwide Commercial Lending team. The role focuses on underwriting senior secured cash flow loans to middle market companies with deals typically ranging from $20 million to $50 million.

You will collaborate with Relationship Managers and Credit Analysts to evaluate financials, industry dynamics, and risks. The successful candidate will prepare memos, sensitivity models, and enterprise value analyses, and will monitor a portfolio