Senior Commercial Lending & Relationship Leader

Enterprise Bank & Trust

Clayton (MO)

On-site

USD 120,000 - 180,000

Full time

14 days+

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Job summary

Enterprise Bank & Trust in Clayton, MO seeks a VP, Relationship Manager to develop and manage new commercial loan accounts and client relationships while enhancing existing ones. You will proactively provide financial solutions to clients and help grow deposits and cross-sell banking products.

The role requires strong credit assessment, experience in commercial lending, and the ability to lead complex credits.

Qualifications

Bachelor's degree in Finance or Business required.
5–7 years of commercial lending experience.
Proven ability to develop and manage client relationships and cross-sell products.
Strong credit analysis and underwriting skills.
Excellent communication and presentation skills.
Knowledge of banking regulations and treasury products.

Responsibilities

Frequently represents the bank in the business community; actively develops relationships with business owners, C-level execs, COIs, etc. and builds a network of prospective bank customers to drive deal flow.
Builds and maintains a list of at least 15 targeted prospect profiles; strategizes and executes a call plan to meet individual and team sales objectives for the bank's various business lines.
Manages and services commercial relationships by interviewing applicants and obtaining pertinent financial data.
Evaluates pertinent financial information and determines whether a credit is an acceptable risk.
Approves loans within assigned lending authority, and company policies and procedures.
Recommends credits outside lending authority to the next level or presents to Loan Committee in accordance with established procedures.