Senior Commercial Lending Portfolio Manager

CAPITAL COMMUNITY BANK; Pleasant Grove (UT); On-site; USD 99,000 - 148,000; Full time

Job summary

Capital Community Bank in Pleasant Grove, UT is seeking a Senior Lending Portfolio Manager to proactively monitor and maintain the compliance and soundness of the loan portfolio, while underwriting new loans and renewals in partnership with Loan Officers.

The role requires direct experience in commercial underwriting, loan production, and portfolio management, including covenant testing and exception resolution, with strong communication with clients, colleagues, and vendors.

Qualifications

• Bachelor's degree in business, finance, or related field.
• 5+ years of direct experience underwriting and managing commercial loans in a banking environment.
• Thorough and technical knowledge of financial statements, cash flow analysis, and commercial loan structure.
• Direct experience with various commercial lending products including asset-based lines of credit, equipment lending, and real estate (term and construction financing).
• Direct experience with financial spreading and loan underwriting tools (Moody's, Sageworks, Encino, etc.).
• Exceptional ability to communicate proactively, clearly, and efficiently.
• Exceptional time management and task prioritization skills.

Responsibilities

• Assist assigned Loan Officer(s) in loan production activities as directed by the Loan Officer and the Director of Lending.
• Attending client calls with the Loan Officer
• Collecting financial documentation from clients
• Processing loan applications
• Spreading and analyzing financial statements
• In collaboration with the Loan Officer, prepare credit presentations including loan request narrative, cash flow analysis, collateral analysis, risk assessment, etc.
• Monitor assigned loan portfolio for delinquency and contact delinquent loan clients for payment.
• Review bank reporting for maturing loans and support the Loan Officer in collection of financial packages.
• The Senior Lending Portfolio Manager will underwrite loan renewals in collaboration with the Loan Officer.
• Monitor loan ticklers and technical exceptions and work to resolve any outstanding items as expediently as possible.
• Track and monitor loan performance covenants and advise the Loan Officer and the credit administration team of breached covenants.
• Proactively engage in resolving issues as they arise.
• Collaborate closely and communicate effectively with internal partners including Loan Assistants, Credit Administration, Operations, and Compliance.
• Attend team training and complete compliance training as assigned.
• Complete other tasks and special projects assigned by the Director of Lending and Credit Administration.

Job description

Capital Community Bank in Pleasant Grove, UT is seeking a Senior Lending Portfolio Manager to proactively monitor and maintain the compliance and soundness of the loan portfolio, while underwriting new loans and renewals in partnership with Loan Officers.

The role requires direct experience in commercial underwriting, loan production, and portfolio management, including covenant testing and exception resolution, with strong communication with clients, colleagues, and vendors.