Senior Commercial Lending & Portfolio Manager

simmonsbank

Memphis (TN)

On-site

USD 90,000 - 140,000

Full time

8 days ago

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Job summary

Simmons Bank in Memphis is seeking a Portfolio Manager III to provide analytical, underwriting, and portfolio management support for commercial and business banking. You will partner with commercial bankers to analyze creditworthiness, prepare write-ups, monitor portfolios, and assist clients through the lending process, handling moderate to high-complexity credits with limited supervision.

The role requires preparing cash flow models, evaluating income growth, margins, industry risk, and

Qualifications

BS/BA degree in Business, Accounting, Finance, or a related field.
5–10 years of experience in credit analysis, commercial lending, or portfolio management.
Proficiency with Excel and financial spreading software; familiarity with banking systems.

Responsibilities

Prepare moderate to high-complexity credit analyses for credit approvals.
Underwrite new lending opportunities and prepare memoranda.
Monitor assigned portfolios to ensure asset quality and client service.
Spread financial statements and analyze trends, cash flows, and collateral.
Coordinate with loan officers, credit officers, and other departments during the lending process.
Ensure compliance with credit policy and regulatory requirements.
Participate in deal discussions and assist in loan documentation.