Senior Commercial Portfolio Manager: Credit & Growth

Simmons Bank; Memphis (TN); On-site; USD 90,000 - 150,000; Full time

Job summary

Simmons Bank in Memphis, TN seeks a Portfolio Manager III to provide analytical, underwriting, and portfolio management support for commercial lending. You will analyze creditworthiness, build cash flow models, and monitor portfolios through the lending process, collaborating with commercial bankers to manage risk and client success.

The role handles moderate to high-complexity credits with limited supervision and requires 5–10 years of relevant experience, a strong analytical skillset, and

Qualifications

• BS/BA Degree in Business, Accounting, Finance or related field.
• 5–10 years prior applicable experience including credit analyst, commercial lender, or portfolio manager.
• Strong analytical and organizational skills; ability to work independently and manage multiple projects.

Responsibilities

• Prepare moderate to high-complexity credit analyses for new, renewal, and extension loans.
• Underwrite opportunities and prepare written memoranda for loan decisions.
• Monitor assigned portfolios and ensure asset quality and customer service standards.
• Analyze income growth, margins, industry risk, and collateral to support lending decisions.

Skills

Credit analysis

Financial modeling

Portfolio monitoring

Communication

Education

Bachelor's degree in Business/Accounting/Finance

Tools

MS Excel

Financial spreading software

Loan Vantage/Synapsis/Synergy

Job description

Simmons Bank in Memphis, TN seeks a Portfolio Manager III to provide analytical, underwriting, and portfolio management support for commercial lending. You will analyze creditworthiness, build cash flow models, and monitor portfolios through the lending process, collaborating with commercial bankers to manage risk and client success.

The role handles moderate to high-complexity credits with limited supervision and requires 5–10 years of relevant experience, a strong analytical skillset, and