Commercial Credit & Portfolio Manager

Simmons Bank; Stafford (TX); On-site; USD 90,000 - 130,000; Full time

Job summary

Simmons Bank is seeking a Portfolio Manager II to provide analytical, underwriting, and portfolio management support for commercial and business banking. The role partners with commercial bankers to assess creditworthiness and monitor loan portfolios.

The position involves preparing credit write-ups, cash flow models, and ongoing portfolio reviews to maintain asset quality and service standards across the lending book.

Qualifications

• BS/BA in Business, Accounting, Finance or related field is required.
• 2–5 years of relevant experience including credit analyst, commercial lender, or portfolio manager.

Responsibilities

• Prepare basic to moderately complex credit analyses for credit approvals.
• Perform initial screening and underwriting of new lending opportunities.
• Prepare memoranda and facilitate underwriting of new transactions and renewals.
• Prepare cash flow models for credit decisions.
• Analyze financial statements and related materials to assess creditworthiness.
• Monitor assigned portfolios to ensure asset quality and service standards.
• Spread financial statements and analyze new loan requests and existing relationships.
• Ensure adherence to credit policy and regulatory requirements.

Skills

Analytical skills

Communication skills

Problem solving

Time management

Independence

Education

BS/BA in Business, Accounting, Finance

2–5 years related experience (credit analyst, commercial lender, portfolio manager)

Tools

Microsoft Excel

Financial spreading software

Loan Vantage

Synapsis

Synergy

Job description

Simmons Bank is seeking a Portfolio Manager II to provide analytical, underwriting, and portfolio management support for commercial and business banking. The role partners with commercial bankers to assess creditworthiness and monitor loan portfolios.

The position involves preparing credit write-ups, cash flow models, and ongoing portfolio reviews to maintain asset quality and service standards across the lending book.