Senior Commercial Portfolio Manager

Simmons Bank; College Station (TX); On-site; USD 90,000 - 150,000; Full time

Job summary

Simmons Bank in the United States is seeking a Portfolio Manager III to provide analytical, underwriting, and portfolio management support for commercial and business banking. You will work with commercial bankers to analyze creditworthiness, prepare write-ups, and monitor portfolios across moderate to high-complexity credits.

The role involves preparing cash flow analyses, presenting findings to loan committees, and ensuring compliance with policies while delivering top-tier client service.

Qualifications

• BS/BA in Business, Accounting, Finance, or related field required.
• 5–10 years prior applicable experience including credit analyst, commercial lender, or portfolio manager.
• Proficient in MS Office with Excel; familiarity with financial spreading software and bank operating systems.

Responsibilities

• Prepare moderate to high-complexity credit analyses for new, renewal, and extension loans.
• Underwrite and screen lending opportunities with commercial bankers.
• Create cash flow models for credit decisions and supporting memoranda.
• Monitor assigned portfolios and ensure asset quality and customer service standards.
• Assist in deal discussions and collaborate with lenders and risk officers.

Skills

Financial analysis

Credit analysis

Credit underwriting

Underwriting standards

MS Office proficiency

Communication skills

Analytical thinking

Problem solving

Education

BS/BA in Business or Finance

Tools

Excel

Financial spreading software

Loan Vantage

Synapsis

Synergy

Job description

Simmons Bank in the United States is seeking a Portfolio Manager III to provide analytical, underwriting, and portfolio management support for commercial and business banking. You will work with commercial bankers to analyze creditworthiness, prepare write-ups, and monitor portfolios across moderate to high-complexity credits.

The role involves preparing cash flow analyses, presenting findings to loan committees, and ensuring compliance with policies while delivering top-tier client service.