Senior Commercial Lending Leader

Newburyport Bank; Newburyport (MA); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Newburyport Bank, a community bank, is seeking a Commercial Lending Team Leader to drive profitable commercial loan origination and related services by building strong relationships with business customers.

The role oversees, coaches, and mentors a team of lenders and portfolio managers, balancing growth with risk management while collaborating across lines to maximize cross-sell opportunities.

Qualifications

• Bachelor’s degree with a business focus preferred; minimum 10 years of progressive commercial lending and commercial banking experience, including demonstrated business development experience and 5 years preferred in a leadership or management role.
• Formal commercial credit and/or sales training preferred, with strong knowledge of credit structure, credit quality, and applicable Bank policy guidelines; demonstrated ability to assess loan applicant risk, structure credit appropriately, and manage lending risk.
• Strong knowledge of Commercial loan and deposit/treasury products; excellent oral and written communication skills; proficiency with office software.
• Professional demeanor and maturity to work effectively with customers, employees, vendors, and members of the Board of Directors; bilingual skills preferred.

Responsibilities

• Manages and coaches a team of lenders in alignment with departmental goals; completes performance reviews and effectively manages employee relations issues.
• Balances business development and risk management objectives while ensuring the Lending team generates profitable commercial loans, fee income, and deposit growth in accordance with organizational sales goals; sources and develops new commercial loan business within established risk, pricing, loan/customer type, and goal parameters.
• Establishes and maintains strong relationships with existing and prospective customers and referral sources; conducts business reviews to ensure client satisfaction and participates in bank-sponsored, community, nonprofit, and other activities to maintain the Bank’s favorable community image and leverage centers of influence and referrals.
• Partners with all business lines to identify cross-selling opportunities that optimize overall Bank growth; ensures accurate and timely completion of assigned projects and assists with internal Bank Committee assignments as requested.
• Ensures accuracy and completeness of loan documentation and compliance with Bank policies, procedures, applicable laws, and regulations to minimize risk; proactively manages the assigned customer relationship portfolio with the Commercial Portfolio Manager, including expired lines, annual reviews, documentation exceptions, and past-due financial statements, to meet deadlines and achieve satisfactory or better exam, audit, and loan review results.
• Proactively manages assigned problem loan relationships and develops and implements appropriate action steps to optimize the timing of relationship upgrades or exits, as appropriate.

Skills

Leadership

Communication skills

Bilingual skills (preferred)

Education

Bachelor’s degree in business preferred

Tools

Microsoft Office

Job description

Newburyport Bank, a community bank, is seeking a Commercial Lending Team Leader to drive profitable commercial loan origination and related services by building strong relationships with business customers.

The role oversees, coaches, and mentors a team of lenders and portfolio managers, balancing growth with risk management while collaborating across lines to maximize cross-sell opportunities.