Senior Commercial Credit Underwriter & Portfolio Mentor

First Interstate Bank; Sioux Falls (SD); Híbrido; USD 75.000 - 105.000; Jornada completa

Descripción de la vacante

First Interstate Bank in Sioux Falls seeks a Credit Analyst III to independently evaluate and underwrite complex commercial credits, including CRE, C&I, and hospitality. You will gather financial statements, project cash flows, and collateral details to support lending decisions.

Working with Commercial Relationship Managers, you will assess risk, assign risk ratings, and prepare detailed reports. The role also mentors junior analysts and contributes to policy compliance and training initiatives.

Formación

• Strong analytical and problem-solving abilities with attention to detail.
• Bachelor's degree in Business, Finance, or related field is preferred.
• 7–9 years of banking experience and experience with financial spreads preferred.

Responsabilidades

• Reads financial statements and prepares financial spreads for various commercial entities.
• Independently analyzes credit worthiness and reviews loan applications and projections.
• Assigns risk ratings and develops recommendations for credit approval or modification.
• Prepares comprehensive analysis reports combining data visuals and narrative.
• Mentors Credit Analysts I and II and supports training initiatives.

Conocimientos

Credit analysis

Financial analysis

Cash flow analysis

Risk assessment

Underwriting

MS Office

Communication

Educación

Bachelor's degree in Business/Finance

Herramientas

Credit spread software

Excel

Banking systems

Descripción del empleo

First Interstate Bank in Sioux Falls seeks a Credit Analyst III to independently evaluate and underwrite complex commercial credits, including CRE, C&I, and hospitality. You will gather financial statements, project cash flows, and collateral details to support lending decisions.

Working with Commercial Relationship Managers, you will assess risk, assign risk ratings, and prepare detailed reports. The role also mentors junior analysts and contributes to policy compliance and training initiatives.