Senior Commercial Credit Underwriter

Peoples Bank; Lexington (KY); On-site; USD 90,000 - 130,000; Full time

Job summary

Peoples Bank in the Lexington area seeks an experienced Commercial Credit Underwriter to join our team. You will evaluate moderately complex loan requests, perform high-quality credit analysis, and structure loans that meet client needs while protecting the bank.

A Bachelor's degree and 5+ years of underwriting experience are required, with travel and nCino experience a plus. You will work within a collaborative community bank culture, focused on service, compliance, and growth across our

Qualifications

• Bachelor's degree in accounting, finance or economics.
• 5+ years of commercial credit underwriting or equivalent experience.
• Proficient with Microsoft Office and loan origination systems.

Responsibilities

• Underwrites primarily moderately complex loan requests to meet client needs while protecting the bank.
• Performs credit analysis and underwriting to identify and mitigate risks.
• Evaluates loan requests, structure and compliance with policies.
• Validates loan codes and participates in pre-flight discussions.
• Builds loan details within the origination system with portfolio managers.
• Adheres to regulatory requirements and bank procedures.
• Performs special projects as assigned.

Skills

Credit analysis

Risk management

Loan structuring

Communication

Attention to detail

Judgment

Interpersonal skills

Travel readiness

Education

Bachelor's degree in accounting, finance or economics

Tools

Microsoft Office

nCino experience

Job description

Peoples Bank in the Lexington area seeks an experienced Commercial Credit Underwriter to join our team. You will evaluate moderately complex loan requests, perform high-quality credit analysis, and structure loans that meet client needs while protecting the bank.

A Bachelor's degree and 5+ years of underwriting experience are required, with travel and nCino experience a plus. You will work within a collaborative community bank culture, focused on service, compliance, and growth across our