Commercial Credit Underwriter & Portfolio Analyst

WesBanco, Inc.; New Albany (IN); On-site; USD 60,000 - 85,000; Full time

Job summary

WesBanco, Inc. in New Albany, Indiana, seeks a credit underwriting professional to support its commercial lending team. You will underwrite commercial requests, modifications, and conduct line of credit and annual portfolio reviews with a collaborative staff.

The role requires interpreting financial statements, assessing creditworthiness, and presenting findings to management. Strong communication, attention to detail, and proficiency with Microsoft Office and banking software are essential,

Qualifications

• Experience interpreting financial statements and analyzing cash flow.
• Underwriting experience for commercial loans and annual relationship reviews.
• Ability to learn and use banking software.
• Bachelor's degree in Accounting or Finance; 2+ years underwriting experience.

Responsibilities

• Interprets financial statements and analyzes cash flow.
• Performs credit underwriting for annual reviews and loan modifications.
• Assesses creditworthiness and financial strength of loan applicants.
• Presents credit findings to management and supports portfolio reviews.
• Collaborates with lending staff on data gathering and analysis.

Skills

Financial statement analysis

Credit underwriting

Cash flow analysis

Written & verbal communication

Attention to detail

Microsoft Office

Banking software

Team collaboration

Education

Bachelor's degree in Accounting/Finance or related field

2+ years commercial credit underwriting experience

Tools

Banking software

Job description

WesBanco, Inc. in New Albany, Indiana, seeks a credit underwriting professional to support its commercial lending team. You will underwrite commercial requests, modifications, and conduct line of credit and annual portfolio reviews with a collaborative staff.

The role requires interpreting financial statements, assessing creditworthiness, and presenting findings to management. Strong communication, attention to detail, and proficiency with Microsoft Office and banking software are essential,