Senior Commercial Credit Risk Manager

BOK Financial Corporation; Plano (TX); On-site; USD 140,000 - 190,000; Full time

Job summary

BOK Financial Corporation is seeking a Credit Risk Manager - Commercial to provide advice on loan structure and underwriting due diligence across markets. You will review loan requests within authority and guide the approval process for larger deals, while coaching the underwriting team.

You will partner with Commercial Relationship Managers and leadership, shape underwriting guidelines, and help advance risk controls.

Qualifications

• Comprehensive knowledge of accounting and credit principles and loan analysis.
• Deep knowledge of Commercial/Private Bank lending policy, procedures and loan documentation.
• Knowledge of the Loan Grading Process.
• Excellent analytical skills regarding loan/credit policy; strong oral and written communication.
• PC and spreadsheet software skills.

Responsibilities

• Evaluate and approve Commercial Banking loan requests within established loan authority.
• Lead the approval review process for larger requests that exceed the position’s authority.
• Advise on existing and new loan requests to Commercial Relationship Managers and leadership.
• Advise on collateral considerations, loan covenants, and recommend enhancements as necessary.
• Review alternative loan requests as delegated by the Sr. Credit Risk Manager and assist with other strategic projects as assigned.
• Coordinate and help develop processes and procedures for the operations and control of the Commercial Bank lending functions.
• Shape the credit team’s desired culture and hold team members accountable for meeting performance standards.
• Recommend enhancements to underwriting guidelines, processes, and procedures.

Skills

Analytical thinking

Oral & written communication

Credit analysis

Lending knowledge

Education

Bachelor’s Degree in Finance or Accounting

MBA in Finance or Accounting preferred

Tools

Excel

Job description

BOK Financial Corporation is seeking a Credit Risk Manager - Commercial to provide advice on loan structure and underwriting due diligence across markets. You will review loan requests within authority and guide the approval process for larger deals, while coaching the underwriting team.

You will partner with Commercial Relationship Managers and leadership, shape underwriting guidelines, and help advance risk controls.