Senior Commercial Credit Underwriter - Complex Deals

BOK Financial; Houston (TX); On-site; USD 90,000 - 150,000; Full time

Job summary

BOK Financial is seeking a Credit Product Underwriter III – Commercial in Houston. The role emphasizes underwriting complex financed transactions across real estate, working capital, and SBA-backed credits, while delivering expert consultation to relationship managers and clients.

Ideal candidates bring 8+ years of credit analysis/underwriting experience, strong communication, and a collaborative mindset. This position reports into the Commercial Banking group and supports multi-state markets.

Qualifications

• Bachelors degree and 8+ years of credit analysis/underwriting experience, or 14+ years of equivalent work experience.
• Extensive knowledge of commercial lending and risk assessment.
• Strong communication and client-facing skills.

Responsibilities

• Underwrite complex commercial transactions including real estate, working capital, equipment, and SBA-backed credits.
• Conduct due diligence and analysis across multiple markets.
• Prepare commitment reports and present recommendations to leadership.
• Mentor junior underwriters and coordinate with Relationship Managers.

Skills

Credit analysis

Underwriting

Financial modeling

Client communication

Risk assessment

Education

Bachelor's degree

8+ years credit underwriting experience

Job description

BOK Financial is seeking a Credit Product Underwriter III – Commercial in Houston. The role emphasizes underwriting complex financed transactions across real estate, working capital, and SBA-backed credits, while delivering expert consultation to relationship managers and clients.

Ideal candidates bring 8+ years of credit analysis/underwriting experience, strong communication, and a collaborative mindset. This position reports into the Commercial Banking group and supports multi-state markets.