Senior Commercial Credit Analyst

Regent Bank; St. Louis (MO); On-site; USD 65,000 - 90,000; Full time

Job summary

Regent Bank is seeking a Commercial Credit Analyst to analyze and spread borrower financial statements and support commercial officers in loan reviews. You will prepare financial reports, risk assessments, and credit memorandums for new and existing clients.

The role requires a Bachelor’s degree in business/finance or accounting and 3–5 years banking experience; proficiency in Excel and MS Office is essential. Equal Opportunity Employer and compliance training are emphasized.

Qualifications

• Bachelor’s degree in business management, finance, economics or accounting.
• Three to five years of banking experience required.
• Proficient in Microsoft Office applications (Excel, Word, PowerPoint).
• Demonstrates ability to analyze data and translate it into meaningful information.

Responsibilities

• Analyze and spread borrower’s financial statements.
• Prepare financial reports used by the commercial banking department.
• Prepare summary reports, present facts, offer recommendations, and assess risk associated with the commercial loan.
• Collaborates with commercial officers and customers in preparing credit memorandums, modification requests, annual reviews, compliance certificates, etc.
• Prepare forecast reports to manage expectations and assist in determining future performance.

Skills

Analytical skills

Financial statement analysis

Risk assessment

Strong communication

Microsoft Excel

Education

Bachelor’s degree in business management, finance, economics or accounting

Tools

Excel

PowerPoint

Word

Job description

Regent Bank is seeking a Commercial Credit Analyst to analyze and spread borrower financial statements and support commercial officers in loan reviews. You will prepare financial reports, risk assessments, and credit memorandums for new and existing clients.

The role requires a Bachelor’s degree in business/finance or accounting and 3–5 years banking experience; proficiency in Excel and MS Office is essential. Equal Opportunity Employer and compliance training are emphasized.