Senior Commercial Credit & Portfolio Manager

Zions Bancorporation; San Diego (CA); In loco; USD 111.000 - 150.000; Tempo pieno

Vantaggi offerti da questo lavoro

Medical, Dental & Vision insurance (1-

Life & Disability insurance

PTO & paid holidays

401(k) with company match

Tuition reimbursement

Descrizione del lavoro

Zions Bancorporation in California seeks a seasoned Commercial Portfolio Manager to oversee credit underwriting, risk analysis, and portfolio management for a diverse commercial loan book. You will partner with Commercial Bankers to structure facilities, analyze financial statements, and monitor covenants to protect asset quality.

The role requires a Bachelor’s in Finance/Accounting/Economics and 8+ years in commercial lending, with strong analytical and communication skills to support a

Competenze

• Bachelor’s degree in Finance, Accounting, Economics and 8+ years in commercial lending or related field.
• Advanced knowledge of commercial loan types, credit analysis and underwriting, including collateral valuation.
• Proven ability to spread business and personal financial statements for guarantors.
• Knowledge of federal/state banking regulations and credit policy compliance.

Mansioni

• Execute comprehensive credit underwriting for new, renewal, and modification commercial loan requests in line with policy.
• Conduct financial analysis, including financial statement spreads and cash flow modeling, to evaluate borrower risk.
• Prepare credit presentations with clear risk assessments for Credit Administration.
• Proactively manage a portfolio of commercial relationships, ensuring asset quality and risk mitigation.

Conoscenze

Credit underwriting

Financial analysis

Portfolio management

Communication

Problem solving

Systems proficiency

Formazione

Bachelor’s degree in Finance, Accounting, Economics

Strumenti

LOS (Loan Origination System)

Financial spreading software

Advanced spreadsheet modeling

Descrizione del lavoro

Zions Bancorporation in California seeks a seasoned Commercial Portfolio Manager to oversee credit underwriting, risk analysis, and portfolio management for a diverse commercial loan book. You will partner with Commercial Bankers to structure facilities, analyze financial statements, and monitor covenants to protect asset quality.

The role requires a Bachelor’s in Finance/Accounting/Economics and 8+ years in commercial lending, with strong analytical and communication skills to support a